She is geriatric and She is younger than I am…..

A few months ago my veterinarian asked if I wanted a geriatric screening on my schnauzer.

After I recovered from the shock of this question, I tried, in my mind, to calculate just how old she was and then put it into the dog-years equation fast enough that nobody would doubt that I was indeed her loving owner.

hazel the schnauzer

The American Veterinarian Medical Association (AVMA) says that although it varies, small dogs are generally considered geriatric at the age of 7. Larger breed dogs tend to have shorter life spans and are considered geriatric when they are approximately 6 years of age. My schnauzer is 7 years old and according to the AVMA, the human years equivalent is 44-47 years old. Geriatric at 44 years old is how I read this. In May she will be around 48 years old in people years.

In people years, my ‘geriatric’ dog is still younger than I am yet, she is geriatric and I am just grouped in the ‘Baby Boomer’ group of people who are still somewhat active and are more or less obsessed with retirement and everything has to go with it.

I can tell you that the matriarch of my pack of 4 is not slowing down.

She may be the smallest one in the bunch but, she is no geriatric boomer.

I told my vet that I did not want a geriatric screening done on her.

Partially because there may be a bit of denial that time has passed so fast. Mostly because I have been through the whole ‘dog needing medical attention for everything thing’ before and it is not something that I want to go through or want to put an animal through again. If something is going to happen, we will cross that bridge at that time and deal with it then. Kind of like dealing with the thought of retirement and everything that will come with it.

You can find out your dog’s age at the AVMA website.

Did you hear? Millennials will overtake Baby Boomers in Population this Year

Just when we thought we knew everything and owned the world by demographics, someone came along and said it ain’t so.

woman

Did you hear? Millennials will overtake Baby Boomers in Population this Year

The folks at Pew Research say that Baby Boomers, what we always thought to be the largest generation, peaked at 78.8 million in 1999.

Pew says that last year there were (a projected 75.4) million Boomers. By midcentury, the Boomer population will dwindle to 16.6 million.

As far as a ‘living generation goes”

Pew says that in this year, the “Millennial” generation is projected to surpass us Baby Boomers as the nation’s largest living generation. This is according to the population projections released by the U.S. Census Bureau.

Millennials are defined as being between ages 18 to 34 in 2015. Boomers are now ages 51 to 69.

Census data says that there are a projected 75.3 million Millennial’s this year. This year Millenial’s are surpassing the 74.9 million Gen Xer’s (ages 35 to 50). Millenial’s are projected to outnumber us Boomers by 2028.

So what is growing the Millenial Generation?

The Millennial generation is growing thanks to young immigrants. Boomer numbers are shrinking as we move on from life at a pace faster than the immigration numbers of boomers.

The Millennial population is projected to peak in 2036 at 81.1 million. By 2050 there will be a projected 79.2 million Millennials.

What’s with all of the ‘reverse mortgage’ commercials on TV?

I’ll take a stab in the dark at this and say that we boomers are being targeted.

I have little proof but, what do know is that when I have cable news channels on (something not unusual for boomers) there are a lot of commercials on TV for reverse mortgages.

Grandfather with his granddaughter.
Description:
Photo Credit: U.S. Census Bureau, Public Information Office (PIO)

Now I know why.

It’s because researches say that boomer/senior home equity reaches highest level in eight years.

We are paying off our homes and staying in them rather than doing what our parents did, moving to warmer climates.
Optimistic, I know, for the mortgage people at MPA saying this.

They also say that we will account for nearly one in every four dollars spent on housing in the next five years.
MPA has the research that says few Baby Boomers have intentions of downsizing or moving to warmer climates far from their families.

It makes sense from the mortgage people’s point of view to push the ‘reverse mortgage’ on us.

After-all, we have made every effort to pay off our mortgage before retirement and our homes most likely have equity built up in them. The result is money that we can borrow from them. Paying off these loans is another story when you are retired.